Hours & Maps

Get Hours and Directions


1418 West Showroom Dr, Fayetteville, AR, 72704

Get Directions dealer map

Dealership Info

Phone Numbers:Sales Hours:
  • Mon - Sat8:00 AM - 7:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 2:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 2:00 AM
  • SunClosed

How to Finance a Used Car

Woman examines car

Financing a used car can be a confusing and frustrating experience, but at Acura of Fayetteville our friendly staff is here to help make the process as easy as possible from the beginning of your used car search to the signature. Find out how to finance a used car below, learn more about the process, then visit our finance department to set up an appointment!

Do You Need Full Coverage on a Used Financing Car?

Do you need full coverage on a used financed car? In most states, you’re not required to have full coverage on your car before leaving the dealership in Bentonville. However, most finance investors or banks will require you to have full coverage to ensure that their investments are safe. 

When you finance a vehicle, the terms and agreements state that the lender will hold onto your vehicle’s title for the agreed period of time. This means that if you apply for financing for a 36 month period, the lender will hold onto the vehicle’s title for 36 months. How many years can you finance a used car for? Most agreements range from three to six years in length, but the longer the agreement, the more you’ll pay in interest over time.

In most cases, a vehicle will have full coverage for the time the lender has the title for the car. In the case of the example above, the vehicle would have 36 months of full coverage.

More Used Car Financing Facts

Once you’ve found your next pre-owned Acura near Springdale, our finance team will collect some of your information to begin contacting lenders on your behalf. This way, they can begin the purchasing process and get you on the road sooner. The financing department will collect:

  • Valid Driver’s License
  • Valid Car Insurance Card
  • Any supporting financial documentation (like your last two pay stubs)
  • Any existing vehicle documentation for your current vehicle (if applicable)

After you’re paired with a lender, the finance team at Acura of Fayetteville will explain the lender’s conditions in order to finance your car. Your credit score and how much money you’re able to use in your down payment will affect how long your finance period will be.

Finance Your Used Car at Acura of Fayetteville!

When you’re ready to buy a used car from Acura of Fayetteville, our staff is here to help you get the best vehicle for your budget. Offset your financing costs by seeing what the trade-in value of your old car is, or see our pre-owned vehicle specials. And after you’ve chosen your new car, our service specials will help you maintain your vehicle without breaking the bank.

More from Acura of Fayetteville

  • What’s Inside the 2020 Acura MDX Interior?

    The 2020 Acura MDX is a premier three-row luxury SUV, and once you’ve seen what it has to offer you and your passengers, you’ll be hard-pressed to settle for any of its competitors. Smartphone integration tech and premium seating features come standard, and that’s just in the base trim. Upgrade your Bentonville with one of…

  • 2020 Acura RDX Performance

    The 2020 Acura RDX manages to combine first-class features and fittings with exhilarating performance like no other crossover available. Even a quick glance at Acura RDX info can help distinguish it from lesser models, so read on to explore: Power and MPG Super Handling All-Wheel Drive™ (SH-AWD)® Performance Features Contact Us Power and MPG A…

  • What is the 2020 Acura RDX Interior and Cargo Space?

    Bentonville shoppers looking for a luxury crossover SUV with plenty of interior room will be impressed by the 2020 Acura RDX. In addition to offering ample cabin space for passengers, there is also plenty of Acura RDX cargo space so you can safely store all of your belongings. Acura RDX Inventory Value Your Trade 2020 RDX…

Connect With Us

Saved Vehicles ×


You don't have any saved vehicles!

Look for this link on your favorites:


Once you've saved some vehicles, you can view them here at any time.

Contact Us ×


Call Now

1418 West Showroom Dr • Fayetteville, AR 72704

Get Directions

Acura of Fayetteville

1418 West Showroom Dr Fayetteville, AR

Phone: 833-791-3285


Phone: 877-717-8864

1418 West Showroom Dr Fayetteville, AR


Phone: 877-845-9345

1418 West Showroom Dr Fayetteville, AR


Phone: 877-738-9036

1418 West Showroom Dr Fayetteville, AR
36.108305 -94.1793041
[schema type="organization" orgtype="LocalBusiness" url="" name="Acura of Fayetteville" description="" street="1418 West Showroom Dr" city="Fayetteville" state="AR" postalcode="72704" country="United States" email="" phone="833-791-3285" logo=""]
Acura of Fayetteville
Acura of Fayetteville
1418 West Showroom Dr
Fayetteville, AR, 72704 United States
Acura of Fayetteville 36.108305, -94.1793041.