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1418 West Showroom Dr, Fayetteville, AR, 72704

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Phone Numbers:Sales Hours:
  • Mon - Sat8:00 AM - 7:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 2:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 2:00 AM
  • SunClosed
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How to Finance a Used Car

Woman examines car

Financing a used car can be a confusing and frustrating experience, but at Acura of Fayetteville our friendly staff is here to help make the process as easy as possible from the beginning of your used car search to the signature. Find out how to finance a used car below, learn more about the process, then visit our finance department to set up an appointment!



Do You Need Full Coverage on a Used Financing Car?

Do you need full coverage on a used financed car? In most states, you’re not required to have full coverage on your car before leaving the dealership in Bentonville. However, most finance investors or banks will require you to have full coverage to ensure that their investments are safe. 

When you finance a vehicle, the terms and agreements state that the lender will hold onto your vehicle’s title for the agreed period of time. This means that if you apply for financing for a 36 month period, the lender will hold onto the vehicle’s title for 36 months. How many years can you finance a used car for? Most agreements range from three to six years in length, but the longer the agreement, the more you’ll pay in interest over time.

In most cases, a vehicle will have full coverage for the time the lender has the title for the car. In the case of the example above, the vehicle would have 36 months of full coverage.

More Used Car Financing Facts

Once you’ve found your next pre-owned Acura near Springdale, our finance team will collect some of your information to begin contacting lenders on your behalf. This way, they can begin the purchasing process and get you on the road sooner. The financing department will collect:

  • Valid Driver’s License
  • Valid Car Insurance Card
  • Any supporting financial documentation (like your last two pay stubs)
  • Any existing vehicle documentation for your current vehicle (if applicable)

After you’re paired with a lender, the finance team at Acura of Fayetteville will explain the lender’s conditions in order to finance your car. Your credit score and how much money you’re able to use in your down payment will affect how long your finance period will be.

Finance Your Used Car at Acura of Fayetteville!

When you’re ready to buy a used car from Acura of Fayetteville, our staff is here to help you get the best vehicle for your budget. Offset your financing costs by seeing what the trade-in value of your old car is, or see our pre-owned vehicle specials. And after you’ve chosen your new car, our service specials will help you maintain your vehicle without breaking the bank.

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1418 West Showroom Dr • Fayetteville, AR 72704

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Acura of Fayetteville

1418 West Showroom Dr Fayetteville, AR

Phone: 833-791-3285

http://maps.google.com/?q=1418%20West%20Showroom%20Dr%2C%20Fayetteville%2C%20AR%2072704

Parts

Phone: 877-717-8864

1418 West Showroom Dr Fayetteville, AR

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Phone: 877-845-9345

1418 West Showroom Dr Fayetteville, AR

Service

Phone: 877-738-9036

1418 West Showroom Dr Fayetteville, AR
36.108305 -94.1793041
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Acura of Fayetteville
Acura of Fayetteville
1418 West Showroom Dr
Fayetteville, AR, 72704 United States
833-791-3285
https://di-uploads-development.s3.amazonaws.com/acuraoffayetteville/uploads/2017/04/Acura-Fayetteville.jpg
Acura of Fayetteville 36.108305, -94.1793041.